Consumer Financial Protection Bureau
https://www.consumerfinance.gov/ask-cfpb/what-do-i-need-to-know-if-im-thinking-about-consolidating-my-credit-card-debt-en-1861/
What do I need to know about consolidating my credit card debt ...
Aug 28, 2023 ... Banks, credit unions, and installment loan lenders may offer debt consolidation loans. These loans convert many of your debts into one loan ...